# How to Issue a Bank Guarantee on Etimad?

Etimad provides a digital service for private sector suppliers and contractors to request and issue bank guarantees (initial or final) online. The guarantee is automatically linked to the supplier's financial offer in public tenders.

## Who Can Use This Service?

- Private sector suppliers and contractors.
- Financial institutions (banks, fintech, and lenders).
- Government entities.

## Steps for Suppliers and Contractors

- Log in to [Etimad Platform](https://portal.etimad.sa/).
- Access the **Bank Guarantees Management** service.
- Choose the type of guarantee (initial or final).
- Click **Request New Bank Guarantee**.
- Fill in the required data and select the bank.
- Proceed to payment (SAR 100 fee).
- The request is forwarded to the bank for processing.
- Once approved, the guarantee becomes available in your dashboard.
- Etimad automatically attaches the bank guarantee to your financial offer in the competition system.

## Steps for Banks and Financial Institutions

- Log in to Etimad.
- Access **Bank Guarantees Management**.
- Review supplier requests.
- Choose to approve, reject, or request additional information.
- Upon approval, enter the guarantee details and upload the document.
- The guarantee is then sent to the government entity automatically.

## Steps for Government Entities

- Access bank guarantees through Etimad or the competition system.
- View both initial and final guarantees.
- Manage actions such as releasing, editing, or validating guarantees.

## Requirements

- Active annual subscription on Etimad.
- Proper permissions through the User Management System (`Bank Guarantees Management` role).

## Target Audience

- Private suppliers and contractors.
- Banks and financial service providers.
- Government procurement officers.

## Service Fees

💳 **SAR 100** per guarantee request (paid by the supplier).

📎 [Visit the Service Page on Etimad](https://portal.etimad.sa/ar-sa/services/servicedetails?ServiceGuid=2c081571-89e4-4b6a-b3a6-77a47b339a4e)